You will only be able to access your State Pension at your State Retirement Age, which depends on your date of birth.
However, if you have a workplace pension and/or other pension pots, you may be able to access your other pension savings at the age of 55, even though your retirement age is higher.
Some people choose to do this in order to:
Reduce their working hours as they get closer to retirement
Prepare for retirement, for example buying a new house
Support their family
This can sometimes be taken as a cash lump sum.
You will need to spend some time researching the different options and thinking about how to make the most of your money. You can learn more with our Maji Academy.